We provide Insurance coverage for every conceivable risk your business might face. Cost and amount of coverage of policies vary among insurers. We can discuss your specific business risks and the types of insurance available and advise you on the exact types of insurance you should consider purchasing. We are an independent insurance and risk management agency totally focused on providing the best product, service and value for our clients. Products include cargo insurance, commercial auto, general liability, workers comp, group health insurance, group life, group disability and dismemberment, aviation insurance, directors & officers liability, professional liability, key person insurance, succession planning, exit strategies, bonding and consulting services. As an independent agency we have access to many markets and insurers.
Key Person Insurance
Key person insurance is needed if the sudden loss of a key executive would have a large negative effect on the company's operations. The payout provided from the death of the executive essentially buys the company time to find a new person or to implement other strategies to save the business. A life insurance policy that a company purchases on a key executive's life. The company is the beneficiary of the plan and pays the insurance policy premiums.